 Yes, I am shamelessly putting a picture of a Kardashian in this post.
Who does not want a raise at work? You go in every single day, work your tail off, and eventually you get called in to meet with your manager and they deliver the news. Dollar signs are flashing in your eyes and you start to feel a little like Khloe and Malika. But before you go using your dolla bills as a cell phone and buying a cool new fedora and some cigars (what, KK?,) think about your options. Up to this point you (possibly and probably) have been living JUST fine on your current salary. You didn't exactly need a raise, but I mean, who says "no, I'm good, I have plenty of money." It's really all about the Benjey's, #amirite? (That is a joke...well kind of.) Wouldn't the responsible (yawn) thing be to put some of that money away for later? The answer, as boring as it is, is yes. In a new study by USA Today, 66 million Americans have zero dolla's saved for emergencies. Wouldn't it be nice if you are driving to work one day and your sweet little Beetle Bug decides to overheat that you won't have to eat Ramen for the next month in order to pay for the tow truck and the inspection you were supposed to do 6 months ago? I think so. Another thing is retirement. Yeah, we're young and wild and free but this weird thing happens where you get older every day and one day we're going to get to retire. Waking up on Monday mornings, that may seem like an eternity but it is inevitable that one day you will get to stop working. Wouldn't you like to make that as soon as possible? If your company has a sponsored retirement plan (a 401(k)), you could up the percentage you contribute (Barneys, Bergdorfs & Bill$ covers this in depth.) If you don't participate in a formal plan, you can even just move some of the money into your savings account from your checking. Any sort of saving is smart. Of course you can treat yourself, but just do it in moderation. Photo: @khloekardashian Web: http://www.usatoday.com/story/money/personalfinance/2016/09/26/pay-raise-salary-save/90312018/
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